3 Things You Should Know About Applying For A Mortgage

Posted on 16 February 2018

If you want to purchase a home soon, you are going to need to apply for a mortgage. You should understand some of the basics of the mortgage application process before you get started.  Pre-qualification Is Different Than Pre-Approval Pre-qualification and pre-approval are not interchangeable terms, the two terms refer to two different processes. When you are pre-qualified for a loan, that means that you have verbally provided a bank or loan officer with information about your income, employment history and credit history, and based upon your verbally provided information without any evidence to back it up, it is determined that you most likely would be approved for a loan. [Read More]

Three Ways You Can Look At Your Customer's Credit-Worthiness For A Car Loan

Posted on 3 May 2016

If, up until now, your car dealership has offered in-house credit and payments and that system has not worked out quite so well, you might be considering a switch to traditional car loans for your customers. If that is the case, you will need to set up some sort of system to look at each customer's credit and decide if you can help them get into a car. There are three ways you can look at a customer's credit-worthiness. [Read More]

Online Money Transfers | Top Questions From First-Time Customers

Posted on 13 August 2015

If you want to get money to someone in a hurry, sometimes just sending a check or money order in the mail is not a viable option. This is why money transfer services have been so popular; however,  transferring money electronically is now easier than it ever has been before. Whether you are trying to send money to a friend, family member, or business associate, you can do so right from home without ever leaving the house by sending money online. [Read More]

4 Reasons To Choose A Payday Loan Over A Credit Card Cash Advance

Posted on 9 July 2015

If you are in a serious financial bind and need money fast, you may be debating whether to take a cash advance on a credit card or apply for a payday loan. While both offer distinct advantages and disadvantages, payday loans tend to offer more benefits. Here are just a few.  1. Timing Unless you already have a credit card, it can take weeks from the time you apply for a credit line to the time you receive approval for a credit card. [Read More]

About Me

Learning about Payday Loans

Hi there, my name is Brenden McCall. I am here to share tips and tricks for obtaining and paying off payday loans. After winning a new job in a different state, I had to survive on my remaining funds for three weeks to complete the initial pay cycle. Unfortunately, the money ran out a lot faster than I expected due to an emergency car repair. I took my bank account and income information to a payday loan company to apply for a short-term loan. The loan paid for my expenses until my first paycheck came through. After the agreed upon date, the payday loan company cashed my check to pay off the loan. I will use this site to discuss this process in more detail. Please visit often to learn more about payday loans. Thank you.